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Golden Visa Programme in Portugal

Since October 2012, foreign citizens wishing to enter and reside in Portugal have been able to do so under a Golden Visa/Golden Residence Permit rule. It is a fast track for foreign investors from non-EU countries to obtain a fully valid residency permit in Portugal (“Golden Visa”).

Since then more than 10,000 applicants have received their Golden Visas, generating over EUR 6 billion for the government.

10 years of success

In January 2022, after nearly 10 years of a successful programme, the government, led by political pressure, decided to increase the minimum threshold of certain eligible investment activities and limit the areas where real estate investment can be executed.

The minimum investment amount for real estate will not change – €350,000 for a rehabilitation project and €500,000 for any other property. This price is reduced by 20% if the property is located in an area of low population density.

Residential property in urban areas such as Lisbon, Porto and the Algarve will no longer qualify although there are some exceptions. Investors can buy residential and commercial real estate anywhere in Portugal’s autonomous islands of Madeira and the Azores, worth at least €500,000 or €350,000 if investing in a rehabilitation project.

Find more about the major changes in Golden Visa Programme as well as the regions where it is possible to apply for a Golden Visa in our news article “Portugal Golden Visa changes for 2022“.

Commercial real estate

Investors can also purchase commercial real estate intended for services, commerce, tourism, aparthotels, etc anywhere in the country worth at least €500,000 or €350,000 if investing in a commercial rehabilitation project and if the commercial property is located in a designated low-density area, then a 20% discount applies.

Real estate investment funds

Real estate investment funds are an alternative to the real estate sector, given that this type of investment allows foreign investors to remain eligible to obtain the Golden Visa, as a way of continuing to invest in assets located on the coastline and metropolitan areas of Portugal, without resorting to direct investment in residential real estate assets.

The Portuguese government has explained that these changes are necessary to evenly spread foreign investment to other parts of the country. With the Lisbon and Porto real estate markets thriving, the government is now focused on relieving pressure from metropolitan locations and encouraging foreign investment into other areas of Portugal.

Golden Visa is still a very appealing regime

The Golden Visa continues to be a very appealing regime, renowned as being one of the most popular in the world, it allows investors to live, work and study freely throughout the Schengen area and after five years they can apply for a Portuguese passport. For high-net-worth individuals, this is a gateway to freedom. It’s not about relocating – but about creating future opportunities for family, either for an improved quality of life, access to better education, or a safe haven from political instability.

Investors can also add family members to their applications as dependents and there is no need for full relocation, as long as they comply with the minimum stay requirements of just seven days in the first year and fourteen days in each subsequent period of two years.

How can we help?

Our expertise in the marketplace allows us to provide a complete service – with a network of lawyers, banks, rental companies and tax advisors – we will assist you with the application professionally from start to finish.

Property is still the investment of choice for the majority of investors. We have overseen a very large proportion of these visas, helping our clients apply and gain Golden Visas with great success.

Our team of professional agents will happily guide any client through the buying process and lead them towards getting a Portuguese residency.

Please note that the amounts mentioned above may be reduced by 20% when the related activities are carried out in certain less populated areas in the Portuguese territory (as defined in Portuguese law).

We understand property matters!

If you are interested in the state of the local market, are currently looking for the right property, would like a valuation on your own property or are indeed interested in selling your property, please contact us! We would be honored to be of service!

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